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	<title>Comments on: FHA Guidelines On Bankruptcy</title>
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	<description>FHA Training, Guideline Updates and Advice</description>
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		<title>By: Carl Pruitt</title>
		<link>http://fhaloanadvice.com/fha-guidelines-on-bankruptcy/comment-page-1/#comment-602</link>
		<dc:creator>Carl Pruitt</dc:creator>
		<pubDate>Fri, 16 Jan 2009 17:57:24 +0000</pubDate>
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		<description>I believe FNMA loan guidelines have required 3 years after a bankruptcy since 2002. As of this time HUD guidelines only require 24 months after discharge.</description>
		<content:encoded><![CDATA[<p>I believe FNMA loan guidelines have required 3 years after a bankruptcy since 2002. As of this time HUD guidelines only require 24 months after discharge.</p>
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		<title>By: Devereaux Baum</title>
		<link>http://fhaloanadvice.com/fha-guidelines-on-bankruptcy/comment-page-1/#comment-600</link>
		<dc:creator>Devereaux Baum</dc:creator>
		<pubDate>Thu, 15 Jan 2009 17:46:47 +0000</pubDate>
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		<description>I am hearing that FHA / VA and Conventional loan guidelines have now changed the 2 year lapse time on a Ch 7 Bankruptcy to now 3 years as of Jan 1, 2009 - I am a Real Estate Agent and have searched the HUD website but cannot confirm - can anyone confirm this for me?
Houston, TX</description>
		<content:encoded><![CDATA[<p>I am hearing that FHA / VA and Conventional loan guidelines have now changed the 2 year lapse time on a Ch 7 Bankruptcy to now 3 years as of Jan 1, 2009 &#8211; I am a Real Estate Agent and have searched the HUD website but cannot confirm &#8211; can anyone confirm this for me?<br />
Houston, TX</p>
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